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Wednesday, 18 July 2012 10:59

Logitech Keyboard/Cover for iPad

For the gadget minded who own an iPad 2 or the new iPad, you may prefer to use a normal type of keyboard rather than the onscreen keyboard for better feel when typing.

Logitech recently released a lightweight keyboard which doubles as an iPad cover and attaches itself to the iPad magnetically, in a similar way to Apple's "Smart Covers".

This product has received excellent reviews - so we bring you a video of its features and how it works.

[youtube]http://www.youtube.com/watch?v=zsIJUiTlrGI&feature=player_embedded#![/youtube]

Friday, 22 June 2012 06:29

What is your most Important Asset?

Most people readily accept the value of insuring their car and their house but do not insure their most valuable asset which is their ability to earn an income.

 

Below is a table about insurance and claims history designed to provide food for thought about what really is your most important asset.  This table highlights that the take-up rate for car insurance is 71% but only a 6% take-up rate of income protection.  The grey bars show the average claim size.  (you will need to increase the size of the table below)

 

Did you know that a car is stolen every 10 minutes in Australia and that someone is burgled every 2 minutes.  Also 1 in 6 men and 1 in 4 women are expected to suffer a disability from the age of 35 to 65 that causes a loss of six months or more from work.

 

When you think about it - how would you pay for your car insurance if you didn't have an income?

 

 

 

 

 

 

 

The ban on off-market transfers for self-managed superannuation funds (SMSFs) will not go ahead as planned from 1 July 2012, and is likely to be delayed for one year, according to Self-Managed Super Fund Professionals' Association (SPAA) technical directorPeter Burgess.

SPAA understands that the Minister for Financial Services and Superannuation, Bill Shorten, will announce the delay of the measure to 1 July 2013 before the end of the month.

Treasury is currently experiencing some "drafting issues" with the proposed ban on off-market transfers, which is "causing it a few headaches", Burgess said.

"In addition to the brokerage costs that SMSF trustees are going to have to incur because they have to go on market, they also run the risk of the market moving against them," he said.

"Since they can't be the other side to the trade, they have to wait until there's been a market price that determines the asset value. Then they can get into the market and buy it back," Burgess said.

"We continue to advocate for the removal of this proposal and for the introduction of an operating standard," he added.

SPAA director of education Graeme Colley said the ban on off-market transfers would have implications for employee share issue arrangements.

"If a public company wants to issue shares under employee share issue arrangements they can be transferred directly to the superannuation fund," he said.

But things would get complicated if the employee has an SMSF, Colley said.

"The question then becomes: does that company have to put the shares on the market before they can be transferred to the superannuation fund?" he said.

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